Veelgestelde vragen

We want to keep you on the road. Always. Everywhere.

Find answers to your questions about My-trucks, our vehicles and our financing solution.
You can't find an answer to your question below? Contact us via the Chat at the bottom right, or via mail to [email protected].

Why do I pay an advance on the financing?

Precisely because we finance your vehicle with our own resources, this advance serves to cover potential risks and always stay ahead of the market value of the commercial vehicle.

What do I need to start financing with My-Trucks?

At My-Trucks, we finance commercial vehicles with our own resources, without involving a bank. This means we operate in a completely different way compared to traditional solutions like banks. All we need from you is your driver’s license, ID card, and your company bank card.

Can I turn to My-Trucks for financing despite a less favorable financial period?

Because you want to grow your business and need financial resources to fund that growth, you first approach the bank. However, due to a less favorable financial period, the bank is unwilling to support your growth plans.

Where the bank hesitates to provide financing, we believe in you as an entrepreneur. The result: no less than 96% of all applications are approved, and that within 48 hours.

Why is My-Trucks different from a bank?

At My-Trucks, we finance commercial vehicles with our own funds, without the involvement of a bank. This allows us to operate in a completely different way from traditional solutions like banks. Where a bank refuses to provide financing, we believe in you as an entrepreneur. The result: no less than 96% of all applications are approved, and that within 48 hours.

How do I start as a self-employed truck driver with my own truck?

You have a C driving licence, may even have been driving around in salaried employment for a while and it excites you to start as an independent truck driver. So, in order to start working for your own customers, you are looking for your own, quality truck. My-Trucks finances your truck on hire purchase without the intervention of a bank, saving you time as a driver. Choose a truck in our car park or suggest your own vehicle.

Can I suggest a vehicle myself?

Yes, you can! If you choose a truck, please note a maximum age of 7 years and a maximum mileage of 500,000 km. If you choose a van, please note a maximum age of 3 years and a maximum mileage of 50,000 km.

What is hire purchase?

Hire purchase is a form of buying on credit. You want to buy a commercial vehicle, but you do not have enough money to pay for the vehicle yourself in full. In that case hire purchase is an option. You make a down payment, get the commercial vehicle and then pay back the remaining amount in fixed monthly instalments. We calculate the monthly instalment or rent in such a way that at the end of the period the sale goes through. So, with hire purchase the commercial vehicle is your own paid-up property at the end of the period. This is not the case with leasing!