Your truck or van on hire purchase

Financing your truck or van for business purposes

The financing in hire purchase without the involvement of a bank and without interest.
Vrachtwagen lease voor starters

For starting entrepreneurs

As a starting entrepreneur, you need a certain amount of startup capital, but due to the risk you bear as a beginner, the bank.

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For growing entrepreneurs

You aim for growth with your business and are looking for a partner who can quickly assist you with an alternative financial solution.

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Specific (second-hand) commercial vehicle

To carry out your activity, you need a specific type of commercial vehicle. While the bank is reluctant to finance such a vehicle, we at My-Trucks are open to all types of commercial vehicles.

 

Interest-free financial solution

You want to take the next step with your business, but are looking for an alternative financial solution without interest due to your faith.

The suitable financial solution is for you as an entrepreneur

Where the bank may not always place its trust, we do believe in you as an entrepreneur. Through an alternative method, without the involvement of a bank and without interest, we finance your business vehicle with our own resources.

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12 years active

For 12 years, we have been supporting entrepreneurs with an alternative form of financing.

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Any type of commercial vehicle

Proven on multiple types of assets: from trucks to vans and passenger cars.

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Fast solution

Our financing translates into a fast decision-making process of 48 hours and a 96% acceptance rate on your file.

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Sober-realistic entrepreneurship

We start from your ambition and think along in terms of your growth plan as an entrepreneur.

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Active in 4 regions

My-Trucks finances commercial vehicles in Belgium, France, the Netherlands, and Germany.

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3000 x success

Already 3000 successful entrepreneurs went before you.

Why entrepreneurs choose My-Trucks

At My-Trucks, we finance commercial vehicles using our own resources, without the involvement of a bank. This means we work in a completely different way compared to traditional solutions like banks. Where the bank is unwilling to provide financing, we believe in you as an entrepreneur. The result: no less than 96% of all applications are approved, and that within 48 hours.

For every entrepreneur

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My-Trucks is not a bank, but it does offer simple and fast financing options through hire purchase. We work with our own resources, allowing us to respond more quickly and effectively to the needs of our customers. This results in a fast decision-making process within 48 hours and an acceptance rate of 96% on your application.

Financing without interest

Just because we finance your company vehicle with our own funds, without the involvement of a bank, there is no interest. You pay a fixed monthly rental amount and purchase the vehicle from us at the end of the lease-purchase contract. This applies to both new and used company vehicles.

Carefree on the road

Choosing a commercial vehicle at My-Trucks means choosing certainty. We inspect each of our commercial vehicles individually on a range of crucial points. That way, you can hit the road worry-free right away. It's a crystal-clear promise.

Your financing process at My-Trucks

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You make an online request
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You will receive a personalized quote
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Your contract starts with the down payment
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We prepare your vehicle
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At the end of your contract, you will be 100% owner
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Convinced? Request your quote for a company vehicle on a hire-purchase basis.

 

Our company vehicles in hire purchase

Thanks to an extensive network of partners in the transport sector, we have access to a vast list of commercial vehicles at the most competitive rates.

Why do I pay an advance on the financing?

Precisely because we finance your vehicle with our own resources, this advance serves to cover potential risks and always stay ahead of the market value of the commercial vehicle.

What do I need to start financing with My-Trucks?

At My-Trucks, we finance commercial vehicles with our own resources, without involving a bank. This means we operate in a completely different way compared to traditional solutions like banks. All we need from you is your driver’s license, ID card, and your company bank card.

Can I turn to My-Trucks for financing despite a less favorable financial period?

Because you want to grow your business and need financial resources to fund that growth, you first approach the bank. However, due to a less favorable financial period, the bank is unwilling to support your growth plans.

Where the bank hesitates to provide financing, we believe in you as an entrepreneur. The result: no less than 96% of all applications are approved, and that within 48 hours.

Why is My-Trucks different from a bank?

At My-Trucks, we finance commercial vehicles with our own funds, without the involvement of a bank. This allows us to operate in a completely different way from traditional solutions like banks. Where a bank refuses to provide financing, we believe in you as an entrepreneur. The result: no less than 96% of all applications are approved, and that within 48 hours.

How do I start as a self-employed truck driver with my own truck?

You have a C driving licence, may even have been driving around in salaried employment for a while and it excites you to start as an independent truck driver. So, in order to start working for your own customers, you are looking for your own, quality truck. My-Trucks finances your truck on hire purchase without the intervention of a bank, saving you time as a driver. Choose a truck in our car park or suggest your own vehicle.

Can I suggest a vehicle myself?

Yes, you can! If you choose a truck, please note a maximum age of 7 years and a maximum mileage of 500,000 km. If you choose a van, please note a maximum age of 3 years and a maximum mileage of 50,000 km.

What is hire purchase?

Hire purchase is a form of buying on credit. You want to buy a commercial vehicle, but you do not have enough money to pay for the vehicle yourself in full. In that case hire purchase is an option. You make a down payment, get the commercial vehicle and then pay back the remaining amount in fixed monthly instalments. We calculate the monthly instalment or rent in such a way that at the end of the period the sale goes through. So, with hire purchase the commercial vehicle is your own paid-up property at the end of the period. This is not the case with leasing!